In addition to earthquake, which other peril is covered under the Earthquake Causes of Loss form?

The Earthquake Causes of Loss form is primarily designed to cover damages associated with seismic activity, including earthquakes themselves. In addition to earthquake-related damage, the form includes coverage for volcanic eruptions. This makes sense because volcanic eruptions, like earthquakes, are geologic events that can cause significant damage to property.

Understanding this coverage is important for policyholders who live in areas prone to geological activities, as both earthquakes and volcanic eruptions can lead to substantial property loss. The specific inclusion of volcanic eruptions under this form aligns with the nature of geological hazards, thus expanding the protective measures available to insured parties.

Other perils such as flooding, windstorm, and fire damage are typically covered under different types of insurance forms or policies, making them unrelated to this particular coverage context of the Earthquake Causes of Loss form.