Under a Personal Auto policy, coverage is provided ONLY in which regions?

Under a Personal Auto policy, coverage is provided primarily in the United States, its territories, and Canada. This means that if you're involved in a covered incident while operating your vehicle in these areas, your policy is likely to respond and provide the necessary coverage for damages and liabilities.

The reasoning behind this specific geographic limitation is tied to the nature of personal auto policies, which are designed to cover risks associated with driving within North American borders. The inclusion of U.S. territories and Canada expands the coverage slightly, recognizing travel patterns common to many policyholders.

Regions like Mexico or worldwide coverage are typically not included under standard Personal Auto policies, as those areas may have different insurance requirements or regulations. Therefore, acknowledging that coverage extends to the United States, its territories, and Canada accurately reflects the scope of protection offered in a Personal Auto policy.