What are the minimum limits for Uninsured Motorist coverage in Alabama?

In Alabama, the minimum limits for Uninsured Motorist coverage are indeed set at $25,000 per person and $50,000 per accident. This means that if an insured individual is involved in an accident with a driver who doesn't have insurance, they are entitled to claim benefits up to these limits for their injuries and damages. Uninsured Motorist coverage is crucial as it protects drivers from financial losses when they are not at fault in an accident caused by an uninsured driver.

The specified minimum limits are derived from state regulations that aim to ensure drivers carry adequate protection. By establishing these minimums, Alabama aims to provide some degree of coverage for individuals harmed by drivers who lack insurance, promoting safer driving practices and financial accountability on the roads.