What are the total liability coverage payments John would receive after causing an accident?

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To determine the total liability coverage payments John would receive after causing an accident, it's essential to understand how liability coverage works in auto insurance. Liability coverage typically includes two main components: bodily injury liability and property damage liability.

The total payment John would receive as a result of causing an accident would depend on the limits of his liability coverage policy and the amounts involved in the accident. If the total costs from the accident, including all claims for bodily injury and property damage, added up to $270,000, then this amount fits within the limits of John’s liability coverage.

In this scenario, if John's policy limit accommodates those claims, he would receive $270,000 to cover the damages and injuries he caused, as this represents the total liability he is responsible for and the maximum payout his coverage would provide in this incident. The other options do not correspond to a situation where the total claim amounts to that sum based on typical liability coverage scenarios. Therefore, the $270,000 amount accurately reflects the total liability payments in this case.

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