What does an unendorsed Dwelling policy primarily cover?

An unendorsed Dwelling policy primarily provides coverage for property. This type of policy is designed to protect the dwelling itself, which includes the structure and certain fixtures attached to it. It typically covers risks such as fire, windstorm, vandalism, and other physical damages to the building itself.

It's important to note that while a Dwelling policy focuses on property coverage, it does not automatically include coverage for personal property within the dwelling or liability coverage. Thus, it is essential to understand that the primary focus is on safeguarding the physical structure from loss or damage.

The other options mentioned fall outside the primary coverage intent of an unendorsed Dwelling policy, as it does not specifically address personal contents, liability issues, or injuries.