What type of insurance primarily covers liability?

Casualty insurance is primarily focused on covering liability risks, which involve the legal responsibility for causing injury to others or damaging their property. This type of insurance provides protection from claims resulting from accidents, injuries, or damages for which the policyholder may be held responsible. It encompasses various forms of coverage, including general liability, professional liability, and automobile liability insurance.

In contrast, life insurance is designed to provide financial support to beneficiaries after the death of the insured individual, and it does not relate to liability coverage. Health insurance is tailored to cover medical expenses and healthcare costs, focusing more on the individual's health rather than on liability. Property insurance, while important, primarily protects property against risks like theft, fire, or damage, rather than providing coverage for liability issues. Thus, casualty insurance is the correct answer, as it specifically addresses liability concerns.