Which endorsement must be purchased to extend coverage for a motorcycle under a Personal Auto policy?

To extend coverage for a motorcycle under a Personal Auto policy, the Miscellaneous Type Vehicles endorsement is the correct choice. This endorsement is specifically designed to provide coverage for vehicles that do not fit the traditional definitions of standard automobiles. Motorcycles, scooters, and other types of recreational vehicles fall under this category, and the endorsement extends liability and physical damage coverage to them.

By purchasing this endorsement, a policyholder ensures that their motorcycle has appropriate insurance protection, similar to what is offered for regular vehicles. This is important, as standard Personal Auto policies typically exclude coverage for motorcycles, which means any claim made involving a motorcycle would be denied without proper endorsement.

The other choices do not accurately reflect the needed coverage for motorcycles. Some endorsements may cover additional types of vehicles or offer supplemental coverage but do not specifically address motorcycles anymore effectively than the Miscellaneous Type Vehicles endorsement does.