Which item would be fully covered under Coverage C (Personal Property) of a Homeowner's policy?

Coverage C (Personal Property) of a Homeowner's policy provides coverage for personal belongings owned by the insured. While all the provided items fall under personal property, the value and specific coverage limits for certain items may affect the coverage.

The $1,000 emerald bracelet would be fully covered because it is a piece of personal property that is typically included under the general coverage limits of a homeowner's policy. Most homeowner policies do cover valuable personal property, although high-value items like jewelry often have specific limits unless additional coverage, like a scheduled personal property endorsement, is purchased.

In this case, the emerald bracelet's value does not exceed common coverage limits in standard policies, making it fully covered under Coverage C. This contrasts with other items, which may be subject to certain limitations or specific deductibles based on their category or value. For instance, expensive electronics and high-value shoes might have different coverage stipulations or limitations that could render them partially covered.