Which of the following is NOT a coverage under Section II(Liability) of the standard Homeowner's policy?

In the context of a standard Homeowner's policy, Section II pertains specifically to liability coverage, which is designed to protect the policyholder from legal claims arising from injuries or damages to other people or their property.

Medical payments coverage, personal injury protection, and property damage liability all fall under this section as they directly relate to injuries sustained by others and damages caused to their possessions. Medical payments offer a way to cover medical expenses for guests injured on the homeowner’s property, while property damage liability covers damage that the policyholder may cause to someone else's property.

Debris removal, on the other hand, is not considered a liability coverage. Instead, it typically falls under property coverage in Section I of the Homeowner's policy. This coverage assists policyholders in removing debris resulting from a covered peril impacting their property. Therefore, it is not related to liability claims against the homeowner, making it the correct choice for which coverage does not belong to Section II.