Which of the following is NOT considered a Supplementary Payment under a Personal Auto policy?

Supplementary Payments in a Personal Auto policy are benefits that go beyond the limits of liability coverage and are designed to help cover certain expenses incurred as a result of an accident. Among these, defense costs are included, as they cover legal expenses the insurer incurs while defending an insured against a lawsuit related to an accident.

Medical payments also fall under Supplementary Payments, as they provide coverage for medical expenses incurred by the insured or passengers following an accident, regardless of fault. Property damage liability certainly is not classified as a Supplementary Payment because it is part of the primary liability coverage of the personal auto policy that directly covers damages to another person’s property caused by the insured.

Loss of income, while it may be an important consideration for those involved in an accident, is not typically classified as a Supplementary Payment under a Personal Auto policy. Instead, loss of income is more related to the coverage one might seek through a different policy or endorsement, such as those relating to business automobile insurance or personal injury protection.

Therefore, loss of income is the correct choice for what is NOT considered a Supplementary Payment under a Personal Auto policy.