Which of the following is generally NOT excluded under an Equipment Breakdown Coverage policy?

Equipment Breakdown Coverage is designed to protect businesses from the financial impact of breakdowns in machinery and equipment. Among the listed options, internal explosions are typically covered under such a policy because they are often considered an incident that leads to sudden and unexpected damage to equipment.

Mechanical breakdown, power surges, and normal wear and tear generally fall into categories that are excluded from this type of coverage. Mechanical breakdowns may refer to slow deterioration or failure due to inherent issues in machinery, power surges are often considered preventable through proper maintenance or installation of protective devices, and normal wear and tear account for regular usage and aging of equipment. The inclusion of internal explosions highlights critical incidents that cause immediate and severe damage, fitting the coverage intent of protecting assets from unforeseen events.