Which of the following would NOT be considered a covered auto under a Personal Auto policy?

A Personal Auto Policy (PAP) is designed to provide coverage for specific types of vehicles, but it also has limits regarding what is considered a 'covered auto.' In this case, the option regarding a car owned by the insured's employer driven for personal use would not qualify as a covered auto under a Personal Auto policy. This is primarily because the policy typically extends coverage only to vehicles that are owned or leased personally by the insured or their family members.

In contrast, a vehicle borrowed from a friend, a car owned by a family member, and a rental car are all scenarios that are generally included in the coverage of a Personal Auto policy. Borrowing a friend's car or driving a family member's vehicle typically falls under the policy’s permissive use clause, while rental cars are also explicitly included, allowing the insured to be covered when operating these vehicles. However, a vehicle owned by an employer is generally considered a commercial vehicle and is not covered under a personal policy since it does not belong to the insured or typically fall under personal use provisions laid out in standard auto insurance coverage.