Which one of the following losses would NOT be paid under Willa Doan's Personal Auto policy’s Medical Payments coverage?

The scenario involving Willa's daughter, who was injured while driving a car that she stole from the school parking lot, represents a situation that would not be covered under Medical Payments coverage of Willa’s Personal Auto policy.

Medical Payments coverage typically provides benefits for medical expenses incurred by the insured and passengers in their vehicle, regardless of who was at fault in an accident. However, coverage often excludes situations involving the use of a vehicle that the insured does not have permission to operate. In this case, since Willa's daughter stole the car, she was operating the vehicle without permission, resulting in a lack of coverage under the policy.

The other scenarios presented would typically be covered. For example, injuries sustained by Willa while driving, a passenger's injuries in Willa's vehicle, or Willa being hurt while parked on the highway would qualify for Medical Payments coverage, as these situations involve authorized use of the vehicle or are related to normal driving activities without exclusions based on ownership or permission.