Who is covered under Chuck's Personal Auto policy for liability?

Under Chuck's Personal Auto policy, liability coverage is designed to protect against claims arising from accidents causing injury or property damage to others. This type of policy typically includes coverage for the named insured, which is Chuck, as well as members of his household, which often includes family members.

Additionally, the policy also provides liability coverage for other drivers operating Chuck's vehicle with his permission. This means that if someone else drives Chuck's car and is involved in an accident that results in injury or damage, they would also be covered under this policy.

The inclusion of these scenarios illustrates the broad nature of liability coverage, which aims to ensure that various parties linked to the vehicle are protected when it comes to third-party claims. Thus, anyone driving Chuck's car with his consent is also covered, making the option that includes all individuals—Chuck, his family, and anyone driving the vehicle—correct. This comprehensive coverage ensures that Chuck is protected from various liabilities that may arise in different driving situations within the parameters of his policy.